1. This user ID and password has nothing to do with your Windows username and password.

2. After entering your username and password, a code will get set to your phone.

3. The number is entered after a username and password is submitted.

4. One Touch eliminates the need to input a username and password every time a payment is made.

5. Simply put, a username and password are the keys to the kingdom.

6. Either way, hackers can get your username and password, or other sensitive information.