1. may or may not be entitled to a refund

2. whether or not to

3. the left or right

4. one or more of

5. credit or debit

6. up or down

7. more or less

8. his or her mobile device

9. lost or stolen

10. with or without

11. little or no

12. hundreds or thousands

13. one way or another

14. PC or Mac

15. a password or PIN

16. hard drive or SSD

17. DVD or USB

18. CFO or COO

19. JPEG or PNG

20. Nasdaq or NYSE traded company

21. anarchy or chaos

22. being careless or callous

23. candid or selfie

24. candid or honest official

25. coercion or manipulation

26. do not condone racist or discriminatory activities

27. media or online discourse

28. on diverting or deflecting

29. discuss or divulge

30. impropriety or misconduct